Planning for your Retirement… it may seem like years away or it may be nearer than you think. Either way, it should be something you look forward to but without any planned funding it may be very hard for you to leave work.

Currently, the Old age pension is €248.30 per week. Ask yourself could you live on this? If not you need to start saving into a pension.

There are many options when it comes to saving into a pension from Property, Equities, Government and Corporate Bonds, commodities and various other asset classes. There is something to suit everyone’s appetite for risk.

A pension is the only product that you can save into and get tax relief on your contributions. So not only does it make sense to save for your retirement, it makes sense to do so into a pension to avail of the tax relief. Tax relief on a pension is from 20% to 40%.

If you are a Company Director, by paying into a pension it’s a tax-effective way to extract money out of your company in your own name, tax-free.

• Retirement planning
• Income protection
• Business protection
• Family protection