Provides a regular replacement income if you cannot work due to an illness or injury after a certain period of time. The aim of Income Protection is to replace some of your earned income if you can no longer earn an income, therefore not affecting your standard of living. There is tax relief on the premiums also so you are saving tax as well as protecting your income.

The benefit will pay you until A you are fit to return back to work or B you reach retirement age so it’s a long term solution.

• Retirement planning
• Income protection
• Business protection
• Family protection